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Intro to Commercial Credit Analysis, Credit Risk and Lending
Commercial Credit Underwriting | Lending & Commercial Credit | Financial Analysis | Credit Risk | Foundations
This Course Includes
udemy
4.4 (4.5K reviews )
7h 35m 
english
Online - Self Paced
professional certificate
Udemy
About Intro to Commercial Credit Analysis, Credit Risk and Lending
A comprehensive course designed to furnish credit professionals to
make commercial lending decisions based on "conclusion-based" analysis
. Participants will develop their analytical skills through the
application of a logically structured framework which we present
. Starting with the
identification of the deal and credit structure
, it logically works through
the analysis process from business risk to financial risk then to structural risk
. In addition, it will compare and contrast different industry dynamics. This course contains 42 lectures across 8 sections, introducing and then covering each concept in-depth and providing examples.
More about this course and Starweaver
This course is led by a seasoned commercial and corporate credit industry practitioner and executive with many years of hands-on, in-the-trenches risk analyst work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including: Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others. Happy learning.
What You Will Learn?
- Understand the process of credit analysis including risk identification, analysis and mitigation .
- Build and apply finance skills to analyze business, financial and structural risks .
- Identify the appropriate information requirements for analysis and underwriting .
- implement a structure for business risk analysis from macro, industry, and company-specific levels of detail .
- Apply industry and company specific risk analysis tools (including the BCG Matrix and Porter’s 5 Competitive Forces) .
- Analyze the key functional areas of a business, including through a SWOT analysis .
- Dig into a company’s key financial statements (including income statement and balance sheet) .
- Analyze financial statements and other relevant data to assess the creditworthiness of a borrower. .
- Determine appropriate credit risk categories and ratings for a borrower based on a thorough credit analysis. .
- Evaluate the feasibility of a credit request, taking into account the borrower's industry, market conditions, and other relevant factors. .
- Recommend credit decisions and lending terms based on the results of a credit analysis and risk assessment. Show moreShow less.