Personal Budget Excel Sheet from Scratch: Personal Finance, Money Accounting & Productivity

What You Will Learn?

• Are You Keeping Track of Your Income and Expenses Each Month?.
• If not, then this lesson is crucial for you. Get a budget today!.
• Budgeting is the process of creating a plan for your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough to do the things you need to do or would like to do..
• Budgeting is simply balancing your expenses with your income. If they don't balance and you spend more than you make, you will have a problem. Many people don't realize that they spend more than they earn and slowly sink deeper into debt every year..
• If you don't have enough to do everything you would like to do, then you can use this planning process to prioritize your spending and focus on the things that are most important to you..
• Why is Budgeting so Important?.
• Since budgeting allows you to create a spending plan, it ensures that you will always have enough for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt..
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• Legal Disclaimer:.
• The content provided in this class is for educational purposes only and is not intended to offer investment, tax, or financial planning advice. All information and materials presented in this class are based on the instructor's personal knowledge and experience and should not be construed as professional financial advice..
• Skillshare is not responsible for any legal requirements around disclosure or transparency that may accompany discussions on financial topics. Participants should seek advice from a certified financial advisor, tax professional, or other qualified experts before making any financial decisions..
• The instructor of this course is not registered with the Securities and Exchange Commission (SEC) or any state securities regulators and does not hold any certifications as a financial planner, tax advisor, or investment advisor. By participating in this class, you acknowledge and agree that the instructor and Skillshare are not liable for any decisions or actions you take based on the information provided..
• Please consult with a licensed professional for specific advice tailored to your individual financial situation..
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• And if you liked this class, be sure to check out my related courses that may benefit you even further! .
• Hope to see you in class again soon!.